Practice Overdrafts for Doctors

Access business credit whenever you need it

Whether it’s for staff wages, paying bills or other everyday expenses, our doctor’s lending specialists can ensure you always have the funds and peace of mind to cover your practice costs.

Why choose a practice overdraft?

We compare and customise finance options from a network of lenders who recognise doctor’s unique needs – so you never miss out on the right loan.

• Flexible limits – depending on whether your loan is secured or unsecured

• Interest only repayments on funds used

• Instant access to funds – no applying for new loans

• Take money out (draw up) as you need it

• Pay down the overdraft as funds are available

• Do all your transactions instantly online

An Avant finance  specialist can take you through all the benefits and limitations of practice overdrafts. If you like what you hear, they can quickly arrange the loan that best fit your needs.

Why choose a practice overdraft?

We understand doctor’s business

You’ll save time, avoid frustration and secure the right overdraft with help from a lending specialist who works exclusively with doctors.

Talk to one of our experienced and knowledgeable personal finance specialists.

They will quickly understand your needs and plans, provide finance options and valuable insight – then arrange everything to get the funds to you fast.

We understand doctor’s business

Arrange a practice overdraft in 4 simple steps

  • 1

    Talk to an advisor

    Discuss your unique situation and get the right loan for you.

  • 2


    Take advantage of our loan process that streamlines doctor’s applications.

  • 3

    Sign documents

    Sign the paperwork and your application will be assessed.

  • 4

    Gain approval

    If your loan is approved, in most cases you’ll have funds available within days.

Fords, South Australia

Gain a client's perspective

Discover what it’s like to have a dedicated Avant finance specialist on your side.

Gain a client's perspective
I can remember the time when we bought the property to set up the practice. We had to set up the finances to build the practice and that was particularly stressful. To have someone that could direct you an appropriate way eased a lot of pressure, and that was what Jeremy was able to do.
Dr Aris Gatoudis

Co-Founder of Family Dental Clinics, Dentist

Ready to know more? Get in touch to find out how we can help you achieve your practice goals

Send us an enquiry

Talk to a finance specialist today

1300 99 22 08
If I could give 10 stars, I would! Service was excellent. Our loan was complex and it didn’t faze them. With their professionalism, patience and persistence, they secured it.
Dr Kwai Lee

General Practitioner

Frequently Asked Questions

For a secured overdraft (or line of credit) you need to use an asset as security. With an unsecured overdraft, you don’t need security against the loan. Usually, secured overdrafts come with lower interest rates.

You only get charged interest if the end-of-day account balance is negative. You can go in and out of negative balance during the day. As long as your end-of-day account balance is positive, you won’t pay anything.

Yes, you can.

Yes, it is a revolving facility that can be redrawn multiple times, as required.

Business or practice overdraft interest rates depend on whether the loan is secured or unsecured. Both are far cheaper than credit card funding which is usually 15-25%.
Your Avant finance specialist can walk you through the details, including interest rates on the most suitable products.

We challenge convention.
We surprise our clients.
We are never ordinary.

Talk to a finance specialist today

1300 99 22 08

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Gain valuable lending insights from our team of experts, and learn more about our commitment to the medical community and sustainable action.


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