Personal Overdrafts for Doctors
Access funds for everyday needs and surprises
Enjoy the convenience of a personal line of credit whenever you need it. Our personal overdrafts give you breathing space to make purchases, pay bills and have emergency funds for life’s unexpected moments.
Why choose a personal overdraft?
We compare and customise finance options from a network of lenders who recognise doctor’s unique needs – so you never miss out on the right loan.
• Flexible limits – depending on whether your loan is secured or unsecured
• Interest only repayments
• Instant access to funds – no applying for new loans
• Take money out (draw up) as you need it
• Do all your transactions instantly online
A Kooyong Group personal advisor can take you through all the benefits and limitations of personal overdrafts. If you like what you hear, they can quickly arrange the loan that best fit your needs.

We understand doctors better than any lender
You’ll save time, avoid frustration and secure the right overdraft with help from a lending specialist who works exclusively with doctors.
Talk to one of our experienced and knowledgeable personal advisors.
They will quickly understand your needs and plans, provide finance options and valuable insight – then arrange everything to get the funds to you fast.

Why choose a personal overdraft?
We compare and customise finance options from a network of lenders who recognise doctor’s unique needs – so you never miss out on the right loan.
• Flexible limits – depending on whether your loan is secured or unsecured
• Interest only repayments
• Instant access to funds – no applying for new loans
• Take money out (draw up) as you need it
• Do all your transactions instantly online
A Kooyong Group personal advisor can take you through all the benefits and limitations of personal overdrafts. If you like what you hear, they can quickly arrange the loan that best fit your needs.

We understand doctors better than any lender
You’ll save time, avoid frustration and secure the right overdraft with help from a lending specialist who works exclusively with doctors.
Talk to one of our experienced and knowledgeable personal advisors.
They will quickly understand your needs and plans, provide finance options and valuable insight – then arrange everything to get the funds to you fast.

Arrange a personal overdraft in 4 simple steps
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1
Talk to a finance specialist
Discuss your unique situation and get the right loan for you.
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2
Apply
Take advantage of our loan process that streamlines doctor’s applications.
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3
Sign documents
Sign the paperwork and your application will be assessed.
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4
Gain approval
If your loan is approved, in most cases you’ll have funds available within days.
Gain a client’s perspective
Discover what it’s like to have a dedicated Kooyong Group advisor on your side.
I was being laughed out of the bank by the bank managers. They said 'come back in ten years time when you’re qualified..' Penny took away the difficulties associated with dealing with the banks that really enabled us to buy our first house.
Upper GI Surgeon, St Vincent's Hospital Melbourne
Ready to know more? Get in touch to find out how we can help you achieve your personal goals
Send us an enquiryTalk to a finance specialist today
1300 99 22 08There’s nothing hidden. They’re very transparent, extremely professional. Other people talk the talk but there’s no substance, which is totally contrary to the Kooyong Group way. What they say, they deliver.
General Practitioner, Broad Oak Medical and Dental
Frequently Asked Questions
For a secured overdraft (or line of credit) you need to use an asset as security. With an unsecured overdraft, you don’t need security against the loan. Usually, secured overdrafts come with lower interest rates.
Yes, you can.
For a secured overdraft (or line of credit) you need to use an asset as security. With an unsecured overdraft, you don’t need security against the loan. Usually, secured overdrafts come with lower interest rates.
Yes, you can.
We challenge convention.
We surprise our clients.
We are never ordinary.
Talk to a finance specialist today
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